Terms of Use

Thank you for using WinstApp (“Winst”, “we”, “our”, or “us”).

These Terms apply to our websites and applications that link to these Terms, including our spending management apps and products (“Product”), the winstapp.com website, related online and offline services, and any services, transactions, or engagement you may have with us (collectively, the “Services”).

We may update these Terms from time to time. The revised Terms will be accessible through the Services, so you should review them periodically. You can tell if the Terms have changed since your last review by checking the “Last Modified” date above. If we make material changes, we will provide notice as required by law. By continuing to use the Services, you confirm that you have read and understood the latest version of these Terms.

If you have any questions or concerns about these Terms, please contact us at support@winstapp.com.

1. Eligibility

You must be at least 18 years old or the age of majority in your jurisdiction to use the Service.

2. Account Registration

To use certain features, you must register for an account. You agree to provide accurate information and keep it up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

3. Use of the Service

You agree to use the Service only for lawful purposes and in accordance with these Terms. You must not:

• Use the Service for any illegal or unauthorized purpose
• Interfere with or disrupt the Service or its servers
• Attempt to gain unauthorized access to our systems

4. Subscription and Payment

Some features of the Service may require a paid subscription. Subscriptions are managed through Google Play, and your billing relationship is directly with Google.

• Subscriptions automatically renew unless cancelled through your Google Play account settings before the end of the billing cycle.
• Prices and billing terms are subject to change. Any changes will be handled by Google Play according to their terms.
• We do not have access to your payment details and cannot issue refunds directly. For billing issues, please contact Google Play Support.

5. No Financial Advice

Winst is not a financial advisor. The Service provides tools to help users organize and track their finances but does not offer financial, legal, or tax advice.

Any information provided by the app is for general informational purposes only and should not be considered a substitute for professional advice. Always consult a qualified financial advisor before making financial decisions.

6. Intellectual Property

All content and materials in the Service, including software, design, text, logos, and trademarks, are the property of Winst or its licensors and are protected by intellectual property laws. You may not copy, modify, distribute, or create derivative works from our content without prior written permission.

7. Termination

We reserve the right to suspend or terminate your account at any time if you violate these Terms or misuse the Service. You may also delete your account at any time by contacting us or via our mobile applications.

8. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind. We do not guarantee that the Service will be secure, error-free, or uninterrupted. Your use is at your own risk.

9. Limitation of Liability

To the maximum extent permitted by law, Winst and its affiliates will not be liable for any indirect, incidental, special, or consequential damages arising out of or related to your use of the Service.

10. Privacy

Your use of the Service is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

11. Changes to the Terms

We may modify these Terms from time to time. If we make significant changes, we will notify you via email or in-app. Your continued use of the Service means you accept the updated Terms.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of the European Union, without regard to its conflict of laws principles.

13. Contact

If you have any questions about these Terms, please contact us at support@winstapp.com.